L&T Financial Services is one of India’s leading Non-Banking Financial Company (NBFC) that offers a range of financial products and services across rural, housing, infrastructure finance and mutual funds, through its wholly owned subsidiaries. L&T Financial Services (LTFS) is the brand name of L&T Finance Holdings and its subsidiaries. Headquartered in Mumbai, LTFH has been rated AAA — the highest credit rating for NBFCs — by four leading rating agencies.L&T Financial Services has been certified as a constituent company in the FTSE4Good Index Series, for its ESG standards. LTFS was recognised as the ‘Socially Aware Corporate of the Year’ in the Business Standard Social Excellence Awards 2019, and was awarded FICCI’s Corporate Social Responsibility Award for “Women Empowerment” for Digital Sakhi, its flagship CSR program. L&T Financial services has embarked on a journey to be a future ready organization. Lakshya 2026, are a set of aspirational goals for upcoming years that shall help us get where we want to be as an organization. The Lakshya 2026 Goals are: 1. Sustained profit and growth engine 2. Demonstrable strength in risk management 3. Creating 'Fintech @ scale’ 4. Sustainable future growth through ESG Our vision for 2026 is to be a top class ‘digitally enabled’ retail finance company moving from ‘product-focused’ to ‘customer-focused’ approach.