<p class="MsoListBulletCxSpFirst"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Best paper award for paper - Impact of Culture on the Financial Sustainability and Outreach of Microfinance Firms, presented at IFAC, IIM Jammu, 2023 </span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Academic Editor &ndash; PLOS Once since 2023 </span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Organizational agility achieved through technology acceptance paper selected for the scholarship and presented at ICODO 2022 Doctoral Workshop at Indian Institute of Management, Kozhikode </span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Evaluation of various Public Policy Schemes &amp; Microfinance initiatives on the economic welfare of people in India &ndash; Best Paper Award at Lumiere Research Symposium organized by Great Lakes Institute of Management </span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Best 2nd Paper Award IIM Vishakhapatnam MDC (Shodh Samagam) &ndash; Factors affecting financial inclusion in India</span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Special prize under Track II (Advanced Research Paper track) IRMA Doctoral Colloquium - A systematic literature review of Joint Liability Group through the theoretical lens of Agency Theory</span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Best Paper Award - How Social Capital Impacts the Sustainability of Group lending programs &ndash; A Grounded Theory Approach, Rajagiri National Conference on New Paradigms of Management RCBS, 2022</span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Won the Asia Finance Business Challenge and received a Pre-Placement Offer as Process Change Officer, Philips Medical Systems, Shanghai, China, Mar 30 &ndash; Apr 2, 2004</span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Received Best Finance Graduate Award from Philips International, March 2004</span></p>
<p class="MsoListBulletCxSpMiddle"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Stood All India Rank 15 in Company Secretary Foundation Level, May 2001</span></p>
<p>&nbsp;</p>
<p class="MsoListBulletCxSpLast"><!-- [if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;">&middot;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US" style="font-family: 'Times New Roman',serif;">Poster on Digital Literacy for Women; awarded 1st Runner-up Certificate, Poster competition conducted by FICCI 11th Summit for Higher Education, FICCI, New Delhi, November 2015</span></p>
<p class="MsoListBulletCxSpLast">&nbsp;</p>
<table class="MsoTable15Plain2" style="border: none;" border="1" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td style="width: 54.05pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 5;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">S.NO </span></strong></p>
</td>
<td style="width: 181.75pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 1;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Course </span></strong></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 1;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Year </span></strong></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 1;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">&nbsp;</span></strong></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 68;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">1</span></strong></p>
</td>
<td style="width: 181.75pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Management Accounting </span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Batch strength 313 students </span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">(4 sections)</span></p>
</td>
<td style="width: 107.5pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2025-26</span></p>
</td>
<td style="width: 107.5pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">8/10</span></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 4;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2</span></strong></p>
</td>
<td style="width: 181.75pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Banking operations management</span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Batch strength 55 students </span></p>
</td>
<td style="width: 107.5pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2025-26</span></p>
</td>
<td style="width: 107.5pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">8.7/10</span></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 68;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">3</span></strong></p>
</td>
<td style="width: 181.75pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Management Accounting </span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Batch strength 240 students </span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">(3 sections) </span></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2024-25</span></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">7.1/10</span></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 4;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">4</span></strong></p>
</td>
<td style="width: 181.75pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Banking operations management </span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">&nbsp;</span></p>
</td>
<td style="width: 107.5pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2024-25 </span></p>
</td>
<td style="width: 107.5pt; border: none; padding: 0cm 5.4pt 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">6.7/10 </span></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 68;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">5</span></strong></p>
</td>
<td style="width: 181.75pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Financial Risk Management</span></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2023-24</span></p>
</td>
<td style="width: 107.5pt; border-top-width: 1pt; border-top-color: #7f7f7f; border-left: none; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; border-right: none; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 64;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">7.8/10</span></p>
</td>
</tr>
<tr>
<td style="width: 54.05pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="72">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%; mso-yfti-cnfc: 4;"><strong><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">6</span></strong></p>
</td>
<td style="width: 181.75pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="242">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">Financial Risk Management</span></p>
</td>
<td style="width: 107.5pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">2024-25</span></p>
</td>
<td style="width: 107.5pt; border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1pt; border-bottom-color: #7f7f7f; padding: 0cm 5.4pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph; line-height: 150%;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; font-family: 'Times New Roman',serif;">6.4/10</span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoListBulletCxSpLast">&nbsp;</p>